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See for more information. We are in the process of expanding iDEAL with new payment flows and Value Added Services. The money is transferred via a SEPA Credit Transfer to the beneficiary. This allows them to deliver the goods and services right away. iDEAL provides an immediate online payment guarantee to the payee. Originally, iDEAL was designed for webshop payments, but nowadays it is increasingly used to pay energy bills, make donations to charities, buy mobile credits, pay local taxes, traffic fines etc. It enables Dutch consumers to pay online through their own bank. IDEAL is the number one online payment brand in the Netherlands. It draws up rules for the use of these products, certifies market parties (PSPs and suppliers), after which these parties conclude a license and/or certificate agreement with Currence. Specifically, diversification allows investors to reduce their exposure to what is referred to as unsystematic risk, which can be defined as the risk associated with a particular company or industry.Currence is the brand owner of iDEAL (payments), iDIN (identification), and Incassomachtigen (e-mandates).

Investors diversify their capital into many different investment vehicles for the primary reason of minimizing their risk exposure. Understanding the Ideal Number of Stocks to Have in a Portfolio

It is generally optimal to hold the minimum number of stocks necessary to effectively remove their unsystematic risk exposure.

Consider, however, the transaction costs of holding an increasing number of stocks.

A well-diversified portfolio reduces the exposure to unsystematic risk-the risk associated with a particular company or industry.

While there is no consensus answer, there is a common thought that diversification is absolutely key to long-term returns.

The correct number of stocks to hold depends on a number of factors, such as your investment time horizon, market conditions, and your propensity for keeping up-to-date on your holdings.

While many sources have an opinion about the "right" number of stocks to own, there really is no single correct answer to this question.